Archive for: ‘March 2017’

What Is A MAI Appraisal?

March 15, 2017 Posted by kyu7

 

MAI evaluations are among the most looked for after examinations in the business land world. MAI remains for Member of the Appraisal Institute, an exchange association which screens appraisers and holds them to a higher standard than appraisers who are only authorized and don’t have a place with such an association. There are other evaluation exchange associations dynamic in the realm of land. Notwithstanding, MAI is the best known, and in this way the most well known.

In fact, there is no such thing as a “MAI evaluation.” There are just examinations performed by an appraiser who has finished the MAI Appraisal Institutes class offerings, and holds this assignment. Be that as it may, it’s frequently considerably less demanding to allude to the evaluation itself as being confirmed than to hold to details.

An appraiser who has earned the MAI assignment is fit the bill to and experienced in the execution of both private and business properties. Numerous different appraisers are met all requirements for private property. At a certain point, banks were probably going to require that an examination be finished by a MAI guaranteed appraiser, or an individual from another exchange association. Nonetheless, this has been unlawful since 1989, as there is not government direction of these associations. Still, guaranteed evaluations can expand the odds of a great loaning circumstance, since the moneylender will feel more good. A MAI ensured evaluation offers loan specialists a dependability that permits them to be sure about their speculation.

A business examination by a MAI affirmed appraiser can incorporate numerous things. By and large, it will give an outline of the group, neighborhood, and general zone in which the property is arranged, and in addition a point by point portrayal of the site and all structures it contains. Zoning investigation, an examination of the most astounding and best use for the property, and an inside and out exchange of the property’s estimation from a few diverse methodologies will likewise be incorporated. The appraiser may likewise make a proposal of which valuation is most suitable as he would like to think.

Appraisers have a tendency to be traditionalist in their appraisals. In any case, this does not imply that one will get a low evaluation. A MAI guaranteed examination firm expect obligation if the evaluation is too high, and the property can’t be sold at the cost they suggest. The firm additionally accept risk if the cost is too low and the property is sold for too minimal expenditure. Along these lines, appraisers have a personal stake in ensuring that their appraisals are in the center range. Which deals an appraiser places the most accentuation on will depend in the sort of market. In a rising business sector, accentuation will be set on higher late deals, and in a falling business sector, that accentuation will go to lower late deals. A decent appraiser is keen on giving customers the most exact gauge conceivable.

Five Things To Look For In An Online Christian Curriculum

March 11, 2017 Posted by kyu7

Thinking about using an online Christian curriculum program to home educate your child? For many parents, this educational option provides a unique opportunity for their child to receive an affordable, quality Christian education. However, whether parents are supplementing a few courses along with other homeschool curriculum or enrolling their child in an entire distance learning program, there are some questions to answer before choosing an online Christian curriculum program. To determine which is best for your child, consider these five important questions:

Is the online curriculum truly Bible-based?
Many distance learning programs offer online curriculum that does not present Christianity favorably or even relate their subject matter to God. Since having a child taught through the lens of a Christian worldview is an important consideration, Christian parents would be wise to research online homeschool curriculum reviews before purchasing curriculum. Opinions and advice from other homeschooling families will provide helpful information in choosing the right online distance learning program for your family.

What curriculum formats are offered in the online program?
There are several curriculum options offered in online homeschool programs, such as:
• Web-based – Where all materials are available online and completed over the Internet.
• Computer-based – Where curriculum includes ebooks, satellite broadcasts, or CD-ROM materials sent to your home.
• Traditional – Where some materials are online, but most of the classes use conventional, print-based workbooks.

Is the online curriculum student led or teacher directed?
• Student-led curriculum allows a child to work independently at his own pace. The child usually interacts only with the material and receives computerized feedback that corrects and grades his work.
• Teacher-directed curriculum provides a child with access to a teacher and the material. Personal, one-on-one interaction is available with tutors. In addition, some online school programs provide forums or discussion boards to interact with other students. The child normally works independently and has flexible deadlines for completing assigned lessons.

What lesson assignments and evaluations are offered?
When determining what online Christian curriculum to use, parents should think about what types of assignments they want their child to do for each subject. Does the curriculum offer fun-filled projects, multimedia tutorials, and other online learning tools? Plus, what criteria is used to determine if a child has learned the subject matter correctly. Will tests and quizzes be mostly multiple choice and true or false questions, or does the online curriculum also offer short answer and essay writing tests?

Is the online Christian curriculum program accredited?
Although accreditation usually doesn’t play a major role in elementary level grades, some families do want their older children to receive a degree from an accredited institution. While the curriculum itself is not accredited, an accredited distance learning institution is able to provide an official high school diploma that does offer more recognition of a child’s academic achievement to colleges. However, many of today’s universities are much more favorable to home education and accept a child for entrance based on a homeschool transcript and ACT or SAT test scores.

Finding an online Christian curriculum program doesn’t have to be difficult. Simply use these five questions to help narrow down your options, and you’ll be sure to find the online distance learning program that fits your family’s home education needs perfectly.